What is UPI Fraud?

UPI fraud occurs when a fraudster tricks a user into authorising a UPI transaction by sharing a fake payment request, QR code, or link. Once approved, money is transferred instantly and is difficult to reverse.

How This Fraud Commonly Happens

•    Fake “receive money” requests
•    Fraudsters posing as bank or app support
•    QR codes sent via WhatsApp or SMS
•    Urgency created through fake refund or prize messages

Warning Signs You Should Not Ignore

•    Requests to “approve” a payment to receive money
•    Unknown QR codes or payment links
•    Messages creating fear or urgency

One-Line Immediate Action

👉 Report the fraud immediately at cybercrime.gov.in and inform your bank without delay.

Legal Awareness (India)

UPI fraud is covered under the Information Technology Act, 2000 and related criminal laws. Prompt reporting increases the chance of financial blocking.

Need Professional Assistance?

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CyberLawCell does not provide legal representation or guarantee resolution.